This Week’s Topic: Fck Black Friday & Cyber Monday + You Better Save Your Fcking Money

NO DEBIT DECEMBER

The best way to avoid anxiety and overspending this December is to set a strict budget, avoid impulse buys, and skip unnecessary holiday sales. Check it out, it’s very simple just STOP FCKING SHOPPING. Choose experiences over gifts, use cash only, and plan your purchases. Small disciplined choices now set you up for a stronger, stress-free new year, and soothe your anxiety with simple, intentional choices.

2025 RETAIL PROJECTIONS

Here’s the realest, no fckery guide to actually saving your money by not shopping these ain’t shit deals, in other words a guide on how to grow the fck up and stop wasting money fool. Just peep the 2025 retail projections for Black Friday/ Cyber Monday spending so far, if you choose to participate, that’s your business. Check this shit out:

• U.S. online sales on Black Friday 2025 are forecast to reach about $11.7 billion, up 8.3% from 2024. (Source)

• U.S online sales on Cyber Monday 2025 are expected to hit around 14.2 billion, an increase from last year. (Source)

• The full 2025 holiday season (November-December) is projected see holiday retail sales surpass $1.01-1.02 trillion, marking the first time ever this milestone is expected. (Source)

• During Thanksgiving, Cyber Monday period, online holiday-week sales are projected to hit roughly $253.4 billion overall. (Source)

UNSUBSCRIBE

Follow this guide and save yourself from fcking anxiety and being broker than shattered glass next month.

1. Unsubscribe from all the damn retail emails

If your inbox isn’t screaming “50% OFF.” Your brain won’t think you NEED a fourth pair of fcking leggings. (Do this shit first okay)

DELETE DELETE DELETE

2. Hide your wallet and delete saved cards

Stop fcking spending. If it takes more than 5 seconds to buy something, your impulse dies like a bad habit. Make it make sense, because your money math is not mathing. Save yourself coins. That shit is a drug, fight the urge.

REALLY BITCH

3. Do the “Bitch, Do You Really Need It?” test 

Ask yourself, say Bitch:

• Will you even care about this in 48 hours?

• Can I live without it?

• Is it worth my mental peace later?

If the answer is “fck nah,” close the fcking tab, cuz Bitch you don’t need that shit. Calm the fck down, and cool your jets, you’re good.

YOU A WINDOW SHOPPA

4. Don’t browse for fun

Window shopping turns into real shopping, real quick. Find another dopamine hit: clean something, reorganize your shit, return some shit, you get the same adrenaline rush as when you purchase.

STOP. THINK ABOUT IT

5. Pause for 24 hours

First off, calm the fck down. You’re good. Think again, If you still want it tomorrow, you can say you thought it through. Most “needs“ linger because it’s a necessity, what you “want” evaporates like steam. So again, stop, think about it and calm the fck down cuz it’s still good.

FCK THAT FUND

6. Put the money in a “Fck That Fund” instead

Every time you don’t buy something, transfer $10-$25 into savings. You’ll feel hella richer and low key smug. Just the feeling of doing the transfer will make you proud of yourself, and that alone boosts your self-esteem.

HOLIDAY ARGUMENTS

7. Avoid your toxic triggers

Target. Home Goods. Amazon. Tik Tok shop/hauls. Block the apps, avoid the aisles, save your wallet. You know that shit is Cryptonite, why tempt yourself. Retail therapy is toxic, and irresponsible, especially when you broke.

PAY TO PLAY

8. Remember, companies PAY billions to manipulate you

You’re not “weak”, they’re strategic. You taking control is rebellion. Don’t fall for the banana in the tailpipe. Break your spending cycle, not your bank. Save your money, sacrifice “wants” for your happiness. How you think billionaires stay billionaires, they hella fcking cheap. That’s what a product commercial is supposed to do, sell.

PROMOTION

Listen to FckTheDumbShtPodcast

Calming Gummies By Mud Wellness Club

Share this newsletter: fckthat.com 

Buy Me A Coffee: Donate 

Thank you for your support.

FCKTHAT 

Thank you for reading. Save your coins. Take it easy.

See you next Friday 🗓️

Email questions, comments, and suggestions to help@fckthat.com